Many people would usually complain that there is always nothing left in their salary for emergency expenses. However, if you look closely at their lifestyle, it is easy to notice the gaps and money-wasting habits.
Category: Discipline
What the Philippine Stock Market Taught Me About Patience
“If we want to be great in anything, we need to put in the time and effort necessary to produce significant improvement.”
The Payday Is Not A Call For Celebration
When I was still in the corporate setup and our long-awaited salary comes in, it is hard not to notice people standing one by one
Top 10 Blog Posts From Rat Race Running’s First 100 Posts
I started writing in early 2017 as a form of therapy from all the work and life-related stresses that I was experiencing back then. I
Don’t Wait Until You’re Rich Before You Start Saving
Almost everyone has a desire to save a portion of their income and to prepare for their future. However, many employees cannot do so because
Digging Deeper in Building an Emergency Fund
An emergency fund is one of the foundations in building our wealth because it protects us from unexpected expenses that can dent our finances. As a rule
It’s Okay To Be Called A “Kuripot”
For many Filipinos, we don’t ever want to be called “kuripot” because of the negative impression that it gives. However, this fear of being labeled
10 Productive Activities You Can Do Within 30 Minutes
“But if we’re just honest with ourselves, most of us know that we can spare at least 30 minutes of our day for something more productive and will pay dividends in the future.”
12 Financial Advice for Young Public School Teachers
**This is the Labor Day Post which I offer to my fellow teachers and educators. I’ve been in the academe for less than two years,
The X-Curve: Correlating Age, Wealth, and Responsibility
In 2016, I was invited to attend a financial literacy seminar in Makati by a friend. Though I already had some knowledge regarding personal finance,
8 Simple Rules I Follow When I’m Using My Credit Card
If you own or planning to own a credit card, you should know that there are rules you need to set first in order to avoid the credit card debt trap.
5 Important Considerations Before Lending Money
“Lending money is one tricky subject because it can make but more likely break relationships.”
I’m trying out digital minimalism, and I think you should too
Last January, I started reading Digital Minimalism by Cal Newport, and it has been an eye-opener.
It revealed the dangers of our overindulgence to the attention economy, primarily through our smartphones and social media.
5 Great Things About Running Gadget-Free
By eliminating these distractions to run technologically naked, I’ve learned a few more things about myself and the sports that I love.
The Hierarchy of a Strong Financial Foundation
Proper wealth management needs a proper understanding of this basic concept.
My Love/Hate Relationship with Facebook Memories
I liked how convenient it is to look back on beautiful memories with friends, families, and myself and cringe on what I wrote on my wall a decade ago as a digital time capsule of my life.
Personalize Your Personal Finance
Personal Finance should be “personal”. Match it with your needs.
We All Need Mentors. Luckily, I Have Five.
Having a mentor is crucial in our personal and professional lives. They offer unique insights through their collective experiences and wisdom.
7 Dangerous Financial “Advice” I Have Ever Heard
Out of the countless financial “advice” I’ve heard, here are seven I found most amusing but also dangerous:
Basic Budgeting for Single Young Professionals
Paying yourself first means to save first before spending.