The 50-30-10-10 Budgeting is a good starting point, but maybe you can try this budgeting method if you want to be more specific.
But what if you could use your 13th Month Pay and other bonuses for other things, instead of the usual holiday expenses by doing one thing.
While this is a good start to invest, especially if you have a busy schedule, the bad news is you may be missing out on other opportunities in the stock market.
But what if you could spend them on other things that will give a positive return in the long-run, instead of spending on gifts and depreciating expenses?
Proper wealth management needs a proper understanding of this basic concept.
Personal Finance should be “personal”. Match it with your needs.