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Personal Finance

5 Reasons Why Lotto Will Not Solve Your Problems

September 20, 2023October 8, 2022 by Kristoffer Jan Notario

It may appear that winning the lottery will solve all your problems. However, it may also cause other issues. Read more about why Lotto may not be the answer.

Categories Adulting Tags Lottery, Lotto, PCSO Lotto, Personal Finance Leave a comment

Dave Ramsey’s 7 Baby Steps for Filipinos

September 20, 2023September 24, 2022 by Kristoffer Jan Notario

The 7 Baby Steps is a great and practical guide toward better personal finance that has helped millions of people attain better financial habits.

Categories Adulting Tags Dave Ramsey Baby Steps, Personal Finance Leave a comment

Compound Interest: A Double-Edged Sword

September 27, 2023September 17, 2022 by Kristoffer Jan Notario

Compound interest is a great instrument for making your money work for you. However, if you’re in debt, it will definitely work against you in a similar manner.

Categories Uncategorized Tags Compound Interest, Interest Rate, Personal Finance, Thoughts Leave a comment

How To Build the Habit of Saving if You Love To Spend?

September 30, 2023September 10, 2022 by Kristoffer Jan Notario

Saving money is not just about the amount but the attitude towards money that is important. 

It may sometimes feel that you can always catch up with savings once you earn higher. Unfortunately, that day sometimes never comes.

Categories Adulting Tags Adulting, Discipline, Personal Finance, Savings 1 Comment

Passive Income Beginner’s Guide

October 15, 2023August 20, 2022 by Kristoffer Jan Notario
What is passive income?

Passive income is the money you earn without doing anything. It can be dividends, interests, rental income, and more. It is money working for you.

Categories Investing Tags Passive Income, Personal Finance 1 Comment

PAG-IBIG MP2 Beginner’s Guide

December 16, 2023August 6, 2022 by Kristoffer Jan Notario
How to invest in PAG-IBIG MP2

PAG-IBIG MP2 is a voluntary, government-backed, and tax-free investment opportunity for Filipinos where you can earn through dividends and can start investing for as low as P500. Read this to learn more.

Categories How-To, Investing Tags Investing, MP2, PAG-IBIG MP2, PAGIBIG MP2, Personal Finance, Thoughts Leave a comment

12 Fundamental Money Advice For Fresh Graduates

October 16, 2023May 28, 2022 by Kristoffer Jan Notario
12 Money Advice For Fresh Graduates

Graduating from college is exciting until you start working and paying your bills. To help you, here are 12 pieces of money advice for fresh graduates.

Categories Adulting Tags Adulting, Goal Setting, Life Lessons, Personal Finance, Thoughts Leave a comment

5 Reasons Why You’re Stressed With Your Investments

September 20, 2023April 9, 2022 by Kristoffer Jan Notario

If your investment stresses you out, there are many possible reasons. Here are five things that you need to reconsider with your investments.

Categories Adulting, Investing Tags Adulting, Investing, Personal Finance, Rat Race, Stock Market Leave a comment

Red Flags: How To Know if You’re Investing in a Scam?

November 25, 2023March 19, 2022 by Kristoffer Jan Notario
Red Flags of a Scam

Investment scams are all around us, so it is important to know how to identify them. In this post, let’s talk about Investing Scam Red Flags.

Categories Adulting, Investing Tags Adulting, Investing, Personal Finance Leave a comment

12 Fundamental Money Lessons From The Bible

October 16, 2023March 5, 2022 by Kristoffer Jan Notario
Money Lessons From The Bible

Aside from the vital spiritual guidance that the Bible’s vast array of books teaches, it also gives practical lessons, including handling money.

Categories Adulting Tags Bible, Budgeting, Life Lessons, Money, Personal Finance Leave a comment
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About:

I'm Kristoffer of the Rat Race Running Blog.

I write about running away from the rat race, personal development, intentional living, personal finance and investing, and adulting.

You can contact me here. 
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