The 50-30-10-10 Budgeting is a good starting point, but maybe you can try this budgeting method if you want to be more specific.
But what if you could use your 13th Month Pay and other bonuses for other things, instead of the usual holiday expenses by doing one thing.
2020 has been difficult to everyone but for me, there is a silver lining – the opportunity to start writing again. In March, I wrote
But what if you could spend them on other things that will give a positive return in the long-run, instead of spending on gifts and depreciating expenses?
Proper wealth management needs a proper understanding of this basic concept.
Personal Finance should be “personal”. Match it with your needs.