Many people would usually complain that there is always nothing left in their salary for emergency expenses. However, if you look closely at their lifestyle, it is easy to notice the gaps and money-wasting habits.
Tag: Budgeting
One Major Medical Emergency Away From Going Broke
The pandemic taught us so much about life in just a short time, like the importance of human connection, our health, our finances, and our faith.
The Payday Is Not A Call For Celebration
When I was still in the corporate setup and our long-awaited salary comes in, it is hard not to notice people standing one by one
12 Financial Advice for Young Public School Teachers
**This is the Labor Day Post which I offer to my fellow teachers and educators. I’ve been in the academe for less than two years,
5 Important Considerations Before Lending Money
“Lending money is one tricky subject because it can make but more likely break relationships.”
13 Categories In My Monthly Budget
The 50-30-10-10 Budgeting is a good starting point, but maybe you can try this budgeting method if you want to be more specific.
Why It is Best to Start Saving For Your Christmas Expenses in January
But what if you could use your 13th Month Pay and other bonuses for other things, instead of the usual holiday expenses by doing one thing.
Rat Race Running Top 10 Blogs of 2020
2020 has been difficult for everyone but for me, there is a silver lining – the opportunity to start writing again. In March, I wrote
6 Ways To Spend Your Bonuses Besides Holiday Expenses
But what if you could spend them on other things that will give a positive return in the long-run, instead of spending on gifts and depreciating expenses?
Personalize Your Personal Finance
Personal Finance should be “personal”. Match it with your needs.
Basic Budgeting for Single Young Professionals
Paying yourself first means to save first before spending.
Don’t Get Trapped in Lifestyle Inflation
Lifestyle inflation is one common problem for young professionals and even seasoned employees in the workplace. And getting trapped in it is relatively easy.
11 Lessons I Learned From My First Three Years of Investing
Here are 11 of the most important investment and personal finance lessons that I learned through my first 3 years of working:
Investing: Start with an End in Mind
If you are planning to start investing, what do you want to achieve?
That Thing Called: Emergency Fund
It is a saving worth three to six times your monthly expenses or salary (depending on your preference). It will be used as a safety net when an unforeseeable event suddenly happens.
How I Fund my Run-related Expenses without Breaking the Bank
As I progressed as a runner, I found it quite challenging to put all of my running necessities into my budget and had to dip into my savings account.