Many people would usually complain that there is always nothing left in their salary for emergency expenses. However, if you look closely at their lifestyle, it is easy to notice the gaps and money-wasting habits.
The pandemic taught us so much about life in just a short time, like the importance of human connection, our health, our finances, and our faith.
When I was still in the corporate setup and our long-awaited salary comes in, it is hard not to notice people standing one by one
**This is the Labor Day Post which I offer to my fellow teachers and educators. I’ve been in the academe for less than two years,
“Lending money is one tricky subject because it can make but more likely break relationships.”
The 50-30-10-10 Budgeting is a good starting point, but maybe you can try this budgeting method if you want to be more specific.
But what if you could use your 13th Month Pay and other bonuses for other things, instead of the usual holiday expenses by doing one thing.
2020 has been difficult for everyone but for me, there is a silver lining – the opportunity to start writing again. In March, I wrote
But what if you could spend them on other things that will give a positive return in the long-run, instead of spending on gifts and depreciating expenses?
Personal Finance should be “personal”. Match it with your needs.
Paying yourself first means to save first before spending.
Lifestyle inflation is one common problem for young professionals and even seasoned employees in the workplace. And getting trapped in it is relatively easy.
Here are 11 of the most important investment and personal finance lessons that I learned through my first 3 years of working:
If you are planning to start investing, what do you want to achieve?
It is a saving worth three to six times your monthly expenses or salary (depending on your preference). It will be used as a safety net when an unforeseeable event suddenly happens.
As I progressed as a runner, I found it quite challenging to put all of my running necessities into my budget and had to dip into my savings account.