Financial literacy does not equate that you’ll be rich, but wealth can be a by-product through time.

Financial literacy does not equate that you’ll be rich, but wealth can be a by-product through time.
This habit of payday celebrations is an obvious sign of people trapped in the rat race. They would work, wait for their salary, spend like crazy, and wait anxiously for the next payday when they can finally repeat it all over again — an endless cycle of wages and expenses.
Here are four household appliances that I found essential and practical for every adult.
You can start saving with a low salary. The secret is to build the habit of saving now.
The stock market is one of the best investment instruments available today. However, so many Filipinos could not maximize its potential due to various reasons, like lack of knowledge and capital. But that is only one reason why only less than 2% of Filipinos are in the stock market.
Saving for an emergency fund will surely take some time, but it will be worth it. You will also thank your past self that you developed the discipline to save for an unforeseen emergency.
The stock market is a great equalizer. It offers new opportunities which were unavailable to the past generations.
The bank is one of the oldest financial instruments available to man. Because of this, it’s deeply embedded in our society that the bank is
“For many Filipinos, we don’t ever want to be called “kuripot” because of the negative impression that it gives. However, this fear of being labeled as one often causes many people to spend more than they can or should.”
**This is the Labor Day Post which I offer to my fellow teachers and educators. I’ve been in the academe for less than two years,