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Personal Finance

10 Reasons Why Your Budget Is Not Working

July 8, 2024August 5, 2023 by Kristoffer Jan Notario

If you’re new to budgeting, you’ll find it quite difficult to stick to it. Here are some reasons why your budget is not working.

Categories Uncategorized Tags Budgeting, Personal Finance, Thoughts Leave a comment

Why Tracking Your Expenses Is Good for You

January 29, 2024July 15, 2023 by Kristoffer Jan Notario

Tracking your expenses is a common personal finance advice, but only a few people actually do this. Here’s why tracking your expenses is good for you.

Categories Uncategorized Tags Budgeting, Personal Finance, Thoughts Leave a comment

When Cutting Expenses is No Longer Enough

January 29, 2024July 8, 2023 by Kristoffer Jan Notario

Cutting expenses is important in our personal finance. However, cutting your expenses is sometimes not enough.

Categories Uncategorized Tags Budgeting, Personal Finance, Thoughts Leave a comment

10 Money Tips for OFWs

July 12, 2024June 17, 2023 by Kristoffer Jan Notario

The Philippines’ primary export is OFWs. In this post, let’s take a look at some tips on how OFWs and OFWs-to-be can manage their finances.

Categories Adulting, Career Tags OFW, Personal Finance Leave a comment

13 Grocery Shopping Tips to Save Money

July 26, 2024June 10, 2023 by Kristoffer Jan Notario

Grocery shopping gets a bit harder every time prices increase due to inflation. Here are 13 ways to save money on groceries.

Categories Adulting Tags Adulting, Grocery, Personal Finance Leave a comment

What is the Kurot Principle in Spending?

January 29, 2024June 3, 2023 by Kristoffer Jan Notario

The Kurot Principle is a simple yet effective personal finance concept that applies to many Filipinos’ money management.

Categories Uncategorized Tags Kurot Principle, Personal Finance, Thoughts Leave a comment

Let’s Talk About Debts: Causes, Strategies & Tips

January 29, 2024May 27, 2023 by Kristoffer Jan Notario

Debt is one of the most prevalent problems of many adults; for some, it can even be crippling. Though getting into debt may seem normal, it doesn’t have to be.

Categories Adulting, Debt Tags Adulting, Debt, Personal Finance 4 Comments

7 Crucial Financial Moves In Your 30s

January 29, 2024May 13, 2023 by Kristoffer Jan Notario

Our 30s is a crucial period in our life, particularly our finances.
Here are seven financial moves in our 30s, especially if you missed it in your 20s.

Categories Adulting, Debt Tags Adulting, Debt, Personal Finance Leave a comment

14 Simple Personal Finance Rules I Live By

January 10, 2024February 18, 2023 by Kristoffer Jan Notario

Personal finance should be straightforward and easy to follow. Here are 14 simple personal finance rules I live by.

Categories Adulting Tags Adulting, Budgeting, Personal Finance 1 Comment

‘Deserve Ko ‘To!’ Mentality and Personal Finance

January 10, 2024February 11, 2023 by Kristoffer Jan Notario

‘Deserve ko ‘to’ mentality can be dangerous for our personal finance. Learn from this post how this mindset can have an effect on us and others.

Categories Adulting Tags Personal Finance Leave a comment
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About:

I'm Kristoffer of the Rat Race Running Blog.

I write about running away from the rat race, personal development, intentional living, personal finance and investing, and adulting.

You can contact me here. 
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