The 50-30-10-10 Budgeting is a good starting point, but maybe you can try this budgeting method if you want to be more specific.
Category: Personal Finance
Why It is Best to Start Saving For Your Christmas Expenses in January
But what if you could use your 13th Month Pay and other bonuses for other things, instead of the usual holiday expenses by doing one thing.
The Downside of Peso-Cost Averaging in Stocks
While this is a good start to invest, especially if you have a busy schedule, the bad news is you may be missing out on other opportunities in the stock market.
6 Ways To Spend Your Bonuses Besides Holiday Expenses
But what if you could spend them on other things that will give a positive return in the long-run, instead of spending on gifts and depreciating expenses?
The Hierarchy of a Strong Financial Foundation
Proper wealth management needs a proper understanding of this basic concept.
Personalize Your Personal Finance
Personal Finance should be “personal”. Match it with your needs.
7 Dangerous Financial “Advice” I Have Ever Heard
Out of the countless financial “advice” I’ve heard, here are seven I found most amusing but also dangerous:
Basic Budgeting for Single Young Professionals
Paying yourself first means to save first before spending.
Don’t Get Trapped in Lifestyle Inflation
Lifestyle inflation is one common problem for young professionals and even seasoned employees in the workplace. And getting trapped in it is relatively easy.
An Absolute Beginner’s Guide to the Philippine Stock Market
The Philippine Stock Market has a lot to offer to anyone willing to learn. To help ordinary people know more about the market, here is a simple guide before plunging in the world of the stock market.
Never Invest in Something You Don’t Understand
I’ve met many people who became so excited to start investing. Maybe after hearing positive reviews from family, friends, and workmates regarding certain products.
11 Lessons I Learned From My First Three Years of Investing
Here are 11 of the most important investment and personal finance lessons that I learned through my first 3 years of working:
Investing: Start with an End in Mind
If you are planning to start investing, what do you want to achieve?
That Thing Called: Emergency Fund
It is a saving worth three to six times your monthly expenses or salary (depending on your preference). It will be used as a safety net when an unforeseeable event suddenly happens.