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Personal Finance

7 Dangerous Financial Advice I Have Ever Heard

November 7, 2023August 22, 2020 by Kristoffer Jan Notario

Out of the countless money tips I’ve heard, here are seven I found most amusing but also dangerous financial advice:

Categories Uncategorized Tags Discipline, Financial Advice, Personal Finance, Rat Race, Thoughts Leave a comment

Basic Budgeting for Young Professionals

November 18, 2023July 18, 2020 by Kristoffer Jan Notario

Budgeting is an important life skill to learn and will definitely improve your finances. Let’s learn more about it.

Categories Uncategorized Tags Beginners, Budgeting, Discipline, Goal Setting, Life Lessons, Personal Finance, Rat Race, Thoughts, Young Professionals 1 Comment

Lifestyle Inflation: The Silent Budget Killer

October 22, 2023July 11, 2020 by Kristoffer Jan Notario

Lifestyle inflation is one common problem for young professionals and even seasoned employees in the workplace. And getting trapped in it is relatively easy.

Categories Lifestyle Tags Budgeting, Discipline, Goal Setting, Lifestyle Inflation, Personal Finance, Rat Race Leave a comment

Philippine Stock Market Beginner’s Guide

November 18, 2023June 10, 2020 by Kristoffer Jan Notario

This is an investor beginner’s guide to the Philippine Stock Market. So, if you’re interested in investing in the local bourse, read on.

Categories Investing Tags Beginners, Guide, Investing, Money, Personal Finance, Philippine Stock Exchange, Stock Market, Thoughts 2 Comments

Never Invest in Something You Don’t Understand

October 1, 2023May 1, 2020 by Kristoffer Jan Notario

Investing should not be based on a hunch or recommendations from family or friends. Let’s discuss why you should only invest in something you understand.

Categories Uncategorized Tags Investing, Personal Finance, Thoughts Leave a comment

11 Things I Learned In My First Years of Investing

November 18, 2023April 27, 2018 by Kristoffer Jan Notario

Investing as a beginner taught me many valuable lessons. Here are 11 of the most important investment and personal finance lessons I learned.

Categories Uncategorized Tags Beginners, Budgeting, Discipline, Goal Setting, Investing, Personal Finance, Rat Race, Thoughts Leave a comment

Delayed Gratification: Balancing Today and Tomorrow

September 26, 2023February 22, 2018 by Kristoffer Jan Notario
Delayed Gratification

Delayed gratification says that we should put a hold on the things that we think are important today in exchange for better things tomorrow.

Categories Discipline, Goal Setting, Rat Race Tags Discipline, Goal Setting, Passion, Personal Finance, Rat Race, Thoughts, Time Management Leave a comment

Investing 101: Start with an End in Mind

September 17, 2023February 10, 2018 by Kristoffer Jan Notario

A goal is your dream with a deadline, and most often, with a price tag.

Setting a high goal should not scare you. What you should be afraid of is a wasted life wrapped in mediocrity.

Categories Investing Tags Budgeting, Discipline, Goal Setting, Passion, Personal Finance, Thoughts Leave a comment

What is an Emergency Fund and Why Do You Need One?

September 17, 2023February 2, 2018 by Kristoffer Jan Notario

An emergency fund is a saving, usually worth three to six times your monthly expenses or salary, depending on your preference. But there are situations where you’ll need to have more than a year’s worth of emergency fund.

Categories Uncategorized Tags Budgeting, Personal Finance, Thoughts Leave a comment
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About:

I'm Kristoffer of the Rat Race Running Blog.

I write about running away from the rat race, personal development, intentional living, personal finance and investing, and adulting.

You can contact me here. 
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