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Why You Need a Cash Stash at Home

February 12, 2024September 2, 2023 by Kristoffer Jan Notario

A cash stash is a portion of your emergency fund that you’ll keep at home in case you need immediate access to cash. Learn more from this article.

Categories Uncategorized Tags Emergency Fund, Personal Finance, Thoughts Leave a comment

Why You Should Skimp on Pasalubong When Traveling

February 12, 2024August 26, 2023 by Kristoffer Jan Notario

There is one thing we often do during travel that makes a trip costlier and a little stressful than necessary – the longstanding tradition of giving pasalubong.

Categories Travel Tags Personal Finance, Travel Leave a comment

How to Live Within Your Means Successfully

January 29, 2024August 19, 2023 by Kristoffer Jan Notario

We all heard the phrase “live within your means” from various financial literacy advocates. I also mentioned this a dozen times. So, what does that mean?

Categories Uncategorized Tags Living within your means, Personal Finance, Thoughts Leave a comment

9 Filipino Money Proverbs That Still Make Sense

July 5, 2024August 12, 2023 by Kristoffer Jan Notario

Filipinos have a lot of timeless sayings and catchphrases we use as a guide to living, including an abundance of Filipino money proverbs. Here are nine.

Categories Adulting Tags Money Tips, Personal Finance Leave a comment

10 Reasons Why Your Budget Is Not Working

July 8, 2024August 5, 2023 by Kristoffer Jan Notario

If you’re new to budgeting, you’ll find it quite difficult to stick to it. Here are some reasons why your budget is not working.

Categories Uncategorized Tags Budgeting, Personal Finance, Thoughts Leave a comment

Top 10 Articles From After My 200th Published Posts

September 20, 2023July 29, 2023 by Kristoffer Jan Notario

I’ve finally reached 200 posts on my blog after years of writing. So, to celebrate it, I’ll enumerate the 10 most-read articles.

Categories Writing Tags Top 10 Leave a comment

Minimalism and Getting Rid of Sentimental Items

January 29, 2024July 22, 2023 by Kristoffer Jan Notario

Minimalism and getting rid of items go hand-in-hand and will also require that you get rid of your sentimental items. Here are ways to do it.

Categories Lifestyle, Minimalism Tags Lifestyle, Minimalism Leave a comment

Why Tracking Your Expenses Is Good for You

January 29, 2024July 15, 2023 by Kristoffer Jan Notario

Tracking your expenses is a common personal finance advice, but only a few people actually do this. Here’s why tracking your expenses is good for you.

Categories Uncategorized Tags Budgeting, Personal Finance, Thoughts Leave a comment

When Cutting Expenses is No Longer Enough

January 29, 2024July 8, 2023 by Kristoffer Jan Notario

Cutting expenses is important in our personal finance. However, cutting your expenses is sometimes not enough.

Categories Uncategorized Tags Budgeting, Personal Finance, Thoughts Leave a comment

Why Combining Ideas Will Help You Learn More

July 12, 2024July 1, 2023 by Kristoffer Jan Notario

Combining ideas or synthesis can have practical applications for anyone, especially in our creator economy. Let’s see how you’ll be able to use it.

Categories Self-Development Leave a comment
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About:

I'm Kristoffer of the Rat Race Running Blog.

I write about running away from the rat race, personal development, intentional living, personal finance and investing, and adulting.

You can contact me here. 
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